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You Could Save up to $1,156.00 a year in Medicare expenses
The State of Illinois can help
The State of
Illinois can help.
Learn about State of Illinois programs that can save you money.
Many Illinoisans with Medicare can save up to $1156.80 each year by participating in Medicare cost sharing programs. These programs may pay for Medicare premiums. You can keep more of your Social Security check by enrolling. Many people use the extra money to help pay for living expenses or prescription drugs.
Many of the people who can save those costs never apply. Are you one of them?
How Do I Know If I Qualify?
- You must have Medicare Hospital Insurance (Part A). If you’re not sure whether you have it, look on your Medicare card or call Social Security, at 1-800-772-1213 to find out. The call is free.
- Your income is below certain limits. (Look
at the table below to see if you might qualify.)
- Your financial resources, or the things you own, are worth less than $4,000 for an individual ($6,000 for a couple.)
Financial resources are things like bank accounts, stocks, and bonds.
Some things are not counted: the home you live in, one car, burial plots, and furniture.
The State of Illinois may place a claim on your estate for the amount of Medicare cost-sharing expenses paid by the State. The claim is only for payments made when you are age 55 and older.
How Does It Work?
The State of Illinois may pay some or all of the following Medicare
expenses depending on your income:
Premiums - These amounts would no longer be deducted
from your Social Security check.
Deductibles and Coinsurance - If your doctor accepts
assignment, he or she will bill the State for these amounts when
you seek healthcare.
How Do I Apply?
Request an application by calling the Department
on Aging at 1-800-252-8966, or the Department
of Human Services at 1-800-843-6154.
Call or visit the local Department
of Human Services Family Community Resource Center (FCRC) nearest you and a caseworker will
help you apply.
After you apply, the FCRC will inform you
in writing if you qualify for benefits.
Call 1-800-843-6154 to learn more about Medicare Cost Sharing Programs
in Illinois. Hearing-impaired persons using a teletypewriter (TTY)
can call 1-800-447-6404. The call is free.
Illinois Programs That Help Pay Medicare Cost
Sharing Expenses 2008
| Your Monthly Income
Limits* |
Program Will Pay* |
Cost Sharing Program Name |
| $867 Individual or
$1,167 Couple |
Premiums, deductibles, coinsurance at least $96.40/month-$1,156.80/year |
Qualified Medicare Beneficiary (QMB) |
| $1,040 Individual or
$1,400 Couple |
Medicare Part B premiums
up to $96.40/month-$1,156.80/year |
Specified Low-Income Medicare Beneficiary (SLIB) |
| $1,170 Individual or
$1,575 Couple |
Medicare Part B premiums $96.40/month-$1,156.80/year |
Qualified Individual-1 (QI-1) |
*These limits may increase slightly
each year.
2008 Medicare Deductible, Coinsurance & Premium
Amounts
Medicare Part A
Hospital
 |
Deductible: |
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$1,024 |
|
Coinsurance: |
|
|
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1st through 60th day:
61st through 90th day:
91st through 150th day:
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$0
$256/day
$512/day |
Skilled Nursing Facility
|
Coinsurance: |
|
|
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1st through 20th day:
21st through 100th day:
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$0
$128/day |
Part A Premium
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None for most enrollees: |
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For voluntary enrollees: |
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- $423/month (if individual has 29 or fewer quarters of
Social Security coverage)
- $233/month (if individual has 30-39 quarters of Social
Security coverage)
|
Medicare Part B
|
Deductible: |
$135/year |
|
Premium: |
$96.40/month |
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